The lender emailed us the credit report. There were scores from the “big three” with a high of 672 and an average between them of 640. We had a bankruptcy 6 years ago and haven’t bought any thing on credit or taken out any loans since then. I don’t know anything about DTI or cash reserves as you mentioned, but would certainly like to.
Thanks for your input!
Source: www.biggerpockets.com
